Terms of Service

Last updated: 6/18/2025

1. Acceptance of Terms

By accessing and using The Spending Report ("Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Service Description

The Spending Report provides automated spending analysis and reporting through email notifications. We analyze your transaction data to provide insights about your spending habits.

3. User Responsibilities

You agree to:

  • Provide accurate and complete information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized access
  • Use the service in compliance with applicable laws

4. Third-Party Services

Our Service requires integration with third-party financial services. By using our Service, you acknowledge and agree that:

  • You will comply with third-party terms of service
  • We are not responsible for third-party service availability
  • Third-party services may have their own terms and privacy policies

5. Service Modifications

We reserve the right to modify or discontinue the Service at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

6. Limitation of Liability

The Service is provided "as is" without warranties of any kind. We are not liable for any indirect, incidental, special, consequential, or punitive damages.

7. Changes to Terms

We may update these terms from time to time. Continued use of the Service after any changes constitutes acceptance of the new terms.

8. Contact

If you have any questions about these Terms, please contact us at [email protected]